Every plan here meets the US Department of State's J-1 rules, is underwritten through IMG (International Medical Group), and can be bought online in about ten minutes. Cover starts from $34.29 for 30 days with the TaiAn group discount.
Budget matters on a J-1. Join a TaiAn group and save 10%.
Some sponsors and universities ask for more than the State Department minimums, so check your programme's letter before you choose. The prices shown are the 30-day premium at the $100,000 benefit level with the annual deductible, $250 a year on Patriot Exchange and $500 a year on Exchange Select and Select Six.
| Most popularTaiAn Patriot ExchangePlan B | Best valueTaiAn Exchange SelectPlan S · lowest cost | TaiAn Exchange Select SixPlan S-6 · shorter pre-existing wait | |
|---|---|---|---|
| Maximum benefit | Unlimited lifetime; up to $500,000 per illness | Unlimited lifetime; up to $500,000 per illness | Unlimited lifetime; up to $500,000 per illness |
| Coinsurance (your share after the deductible) | None, in or out of network | 20% in network, 30% out | 20% in network, 30% out |
| Pre-existing conditions covered after | 12 months | 12 months | 6 months |
| US medical network | UnitedHealthcare Options | UnitedHealthcare Options | UnitedHealthcare Options |
| Under 25, per 30 days | $53.70 | $38.10 | $47.10 |
| 25 to 49, per 30 days | $68.70 | $49.80 | $64.50 |
| 50 to 64, per 30 days | $141.30 | $106.50 | $129.60 |
| Get my exact price | Get my exact price | Get my exact price |
COVID-19 treatment is included on all student and scholar plans. These plans cover new illness and injury, not routine check-ups or maternity. Teladoc phone consultations are free on TaiAn plans, with no deductible and no pre-existing exclusion.
Group membership costs $5 and saves 10% off the premium of the TaiAn Patriot Exchange and TaiAn Exchange Select plans. On the most popular plan, that is up to $175 back over a 12-month policy.
Compare benefits and prices on this page.
The button takes you to the plan administrator's secure checkout for your exact quote and card payment. We never see your card details. Buying an individual plan? Children under 10 are covered free. Buying through a group? You save 10%. The two can't be combined, so pick whichever saves you more.
Your policy documents and visa letter arrive by email, usually the same day. Cover can start as soon as the day after payment.